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What is a Merchant Account?

A merchant account is a business account with a bank that accepts card payments. A merchant cannot accept or process transactions through cards without a merchant account. A merchant account is required for businesses to accept CC payments via a static point-of-sale terminal, mobile card reader, or virtual payment gateway.

High Risk Merchant Accounts:

Many businesses selling products or services need to be able to accept payments from customers through non-cash methods such as credit cards, ACH, and eCheck. A merchant account is necessary for these types of methods.
Unfortunately, some banks and credit card processors consider certain businesses and industries to be “high risk” and are unwilling to provide them with merchant services, such us:

  • Online payments where the purchase is made via the Internet and not at a physical store
  • High chargeback ratio (ACH: 0.5%+ and CC: 1%+)
  • Industries that are considered high-risk, such as gambling, timesharing, virtual currencies, sexually oriented products, e-commerce, travelling, dating sites, digital products, forex, subscription services, etc.
  • Company is incorporated offshore and caters to several countries. Operates in many countries (with various currencies) including those considered to have higher levels of fraud.What factors go into determining a company’s risk level?

 

A number of things influence a merchant’s risk level. Though a merchant’s credit score, CC processing history, an industry’s reputation for excessive chargebacks, a prior history of high chargeback ratios, and whether a merchant solely sells online will most likely not have them categorized as high risk, a combination of these factors may: business size, location, and industry.

  • Adult Merchant Accounts
  • Offshore Merchant Account
  • Nutraceutical Merchant Account
  • Online Gaming Merchant Accounts
  • Forex and Binary

 

The benefits of merchant accounts for high-risk business exceed the disadvantages. However, it is best to seek services of a reliable payment service provider to know how to go about applying for this type of account. Additionally, it is important to read the contract thoroughly to ensure you understand its terms before applying for a high-risk merchant account.


Services


High Risk Merchant Accounts

Many businesses selling products or services need to be able to accept payments from customers through non-cash methods such as credit cards, ACH, and eCheck. A merchant account is necessary for these types of methods.

WorldWide Payments

Multiple processing services for big and small business worldwide for you to expand your business.

Alternative Payment Method

Alternative payment methods are defined as a way of paying for goods or services which are not made via cash or major card schemes (Visa, MasterCard, American Express). This includes prepaid cards, mobile payments, e-wallets, bank transfers, and ‘buy now, pay later’ instant financing.


Crypto Currency

From a business perspective, it’s helpful to think of blockchain technology as a type of next-generation business process improvement software. Collaborative technology, such as blockchain, promises the ability to improve the business processes that occur between companies, radically lowering the “cost of trust.”

White Label Solutions

A white label payment gateway is a payment gateway system that lets a business owner or a brand to process payments using their official name while using third-party services. To put it simply, a company puts its logo on the customized solution.

High Volume Card Processing

If you are processing an unusually large number of transactions per month, or your transactions consist of large ticket items, you may want to consider a high volume merchant account. … You will be able to process an extremely large amount of monthly transactions with dollar volume.

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Investment consultants

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Satisfied customers

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That is true simply due to the fact how naturally volatile all of the markets in the world are…


Our team members are experts, who have enough of knowledge, good and sound judgement and expertise to predict what you can and what you should do next.

Just see our CEO explaining it all in the video…


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